1 Foreclosure in Brand-new Jersey
Cristine Colvin edited this page 2025-06-20 19:53:50 +08:00


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    Foreclosure In New Jersey

    1. Home
  1. Courts
  2. Superior Court Clerk's Office
  3. Foreclosure In New Jersey

    Superior Court Clerk's Office

    - Copies of Court Records
  • Data Reports for Sale
  • Electronic Access to Court Records
  • Foreclosure
  • Pre-foreclosure

    If you're representing yourself in a foreclosure case, visit our self-help area.

    The Office of Foreclosure

    The foreclosure process is a two-tiered system. It includes both the Office of Foreclosure and the Superior Court General Equity judges. The Office of Foreclosure us an unit in the Superior Court Clerk's Office.

    The office manages 7 types of foreclosures:

    1. Residential mortgage
  1. Multi-family/commercial mortgage
  2. In personam tax certificate
  3. Municipal in rapid eye movement tax certificate
  4. Condominium lien
  5. Strict foreclosure
  6. Fair Foreclosure Act optional treatments.

    Foreclosure Actions and Foreclosure Processing Services

    Foreclosure actions are filed in the Superior Court. Pleadings are filed with the Office of the Superior Court Clerk, Foreclosure Processing Services in Trenton.

    The Foreclosure Processing Services team dockets pleadings (e.g., grievances, responses and demands for default) in foreclosure cases. The group carries out general foreclosure case management functions. When a case is objected to, the team transfers to it General Equity Judges in the vicinages for disposition.

    You can call us at 609-421-6100 or SCCO.Mailbox@njcourts.gov for information on the following:

    - General Questions and Status Requests
  • Complaints
  • Answers
  • Requests for Default

    All correspondence (filings) must be directed to:

    Regular Mail

    Messenger Service

    Foreclosure Forms

    The list below types might be needed in foreclosure cases. See foreclosure mediation (listed below) for mediation forms. Self-represented litigants can access our Self-Help page for types to submit.

    Notice-- Foreclosure Filings - Foreclosure CIS - Revised County/Municipal Code Number Table

    Filing Fee Schedule

    Checks or cash orders need to be made payable to Treasurer - State of New Jersey. Attorneys may use their Judiciary Collateral Account to pay any costs. Cash is not accepted.

    Fee Waiver Request:

    Submit the Filing Fee Waiver Request Form to request a fee exemption. You should fulfill financial requirements for eligibility. This kind must accompany your file( s). The kind and the files must be submitted to the General Equity Judge in the county where residential or commercial property is located. The judge will examine the charge waiver demand. Once the judge determines eligibility, your files will be forwarded to the Superior Court Clerk's Office for filing. If the judge rejects the charge waiver demand, you will be alerted to submit the fee before the files can be submitted.

    Copy Requests:

    For details on obtaining copies of files or documents call Customer support at 609-421-6100. Ask for records need to remain in composing. Describe Copies of Court Records for more information on sending a request.

    Foreclosure Mediations & Mediation Services

    Free foreclosure mediation is offered to try to save your home. Mediation is a process where a neutral third-party hears your case. The mediator does not make a choice on the case but guides both celebrations to an appropriate result on their terms. Lenders can still pursue foreclosure actions during the mediation procedure. It is important to begin asking for mediation as soon as possible following a notice of foreclosure.

    The initial step in the procedure is to apply for mediation services. Attorneys or self-represented litigants can complete the filing for mediation kind. Eligibility requirements pursuant to Rule 4:64 -1 B should be satisfied. The demand also requires the foreclosure mediation list. Use the foreclosure mediation financial worksheet to reveal monetary eligibility.

    If a constable's sale is scheduled, there are 2 statutory stays that can be asked for.

    Understand scams. Companies that guarantee to help you get a loan adjustment, or notifications to rescue your home from foreclosure, are appearing all over NJ. You need to safeguard yourself and your home from fraud business that have no regard for you and your home.

    You need to carefully examine the company's credentials, credibility, and experience. Keep an eye out for warning indications of a fraud. Companies may wrongly claim to be affiliated with a not-for-profit or federal government entity, or backed by federal government authorities. You ought to keep personal contact with your lender and mortgage servicer. Your mortgage lending institution can assist you find genuine alternatives to prevent foreclosure. You should utilize the complimentary HUD/NJHMFA-certified housing therapist. More details including tips to prevent foreclosure frauds are described in the general public Announcement released by the Federal Reserve.

    Notices to the Bar

    Notice - Mortgage Foreclosure Mediation Program - Resumption of Availability of Housing Counselors: Notice to Defendants Residential Mortgage Foreclosure Mediation Program - Rule Relaxation Order

    Foreclosure for Renters

    Residential tenants in a residential or commercial property dealing with foreclosure may be protected by NJ's Anti-Eviction statute, N.J.S.A. 2A:18 -61.1 to 61.12. Legitimate residential occupants have rights to remain on the residential or commercial property notwithstanding a foreclosure.

    Frequently, because lending institutions do not understand renters' names, the foreclosure grievance will call "John Doe, Tenants No. 1 to 10." If a lending institution is uninformed that the residential or commercial property is leased, an occupant may first be outlined the foreclosure when the lender has a writ of ownership. See the notification to property renters of rights during a foreclosure.

    Additional Resources for Foreclosure Help

    Legal Services of New Jersey can offer resources and legal assistance for qualified litigants. The NJ Dept.
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